Money Saving Deal

jenn a asked:


I’m not sure that my boyfriend of 3 years and I are on the same page. He knows my desire to have children. I am also very devoted to making sure I will be secure with money when I have children. He doesn’t seem to want kids anytime soon..and he seems perfectly fine working 55-60 hours a week making no more than $10.50 an hour. He says he will go back to school but in the back of my mind I just know he will never finish. He also never feels like going out anymore. We used to go out with friends on occasion, or movies, dinner, anything fun. Now we never do any of those. He says he’d rather order a movie..and get food delivered. Why is this happening? When I talk to him about it he seems very understanding and says he understands what I mean and how I feel..but nothing ever changes. He says he wants to get engaged and get out own place(hes been living with me rent free for a year) but he has NO money saved..he just bought car tint and a ps3..what is the deal?

James

Michael G asked:


If a girl answers a cell-phone or checks their text messages in the middle of dinner or date, get up and leave.

Your Response:

- “Oh, you look busy. I’m going to get out of here.”
- “While you’re so busy, I’m just going to move on dear. Got to get out of here.”

Why? The person on the other end is the guy she’s going to have *** with when she finally gets rid of you. If she says it’s her kids, you’re already violating the no “Single Mothers” rule. Her work? It’s a date and it’s late, if her work is more important then you, then it will always be more important. If she says its her friends, all her friends know she’s out. That’s just how women work. She can just turn the phone off and wait to gossip until the date is over.

You on the other hand, should carry a cell phone. Avoid answering it during dinner, by have your buddies make a call or two. Ignoring her for “work” makes you look important and in control. She will try to test you and get your attention on her. *** might be used to get your attention.

If a female answers a cell-phone call in the middle of dinner, then the male should immediately get up and leave. This is justified as follows:

- It is possible that the caller is another man who she is going to have *** with when she finishes her date.
- If the call is work related, and is deemed more important than the man now, it will always be more important.
- If the caller is a friend, then the woman is “most certainly lying because all her friends know she’s out.”

If a woman deems a male as unimportant enough that she feels comfortable answering her cell phone during the date, she is not sufficiently interested in having *** with the man. Leaving immediately would save the man a good deal of money. In contrast, a man should always carry a cell phone on dates. That a man ignoring a woman for a work related call will actually make him look more “important and in control”, thereby drastically reducing the “waiting period” women observe before having *** with men they’re dating. A woman will try to test a man, trying to focus his attention on her and there’s a good chance that *** might be part of the attention-getting hunt.

Roseann

Juanita S asked:


I have been with this guy for 8 years. We are not married. He bought me a ring once about two or three years ago. We broke up for a month and he pawned it (shows how much he wanted to get married huh). Anyway, we have never ending problems. Am I being selfish. There’s a long list of thing that I have a problem with. I know I’m not perfect and that I could probably do some changes but…

it’s mostly money problems. THE BIG RELATIONSHIP BREAKER! We both work and make the same amount of money.I say we make the same, but I mean per hr. I take care of the bills and groceries so he gives me half of his check if that when he gets paid. We had an agreement for him to give me a certain amount every week. But that changed due to him not working some days during the week. (He works a construction type job) So most of the time he just gives me half of the paycheck, which is less than the agreed upon amount, but I can bend a little. Now we both have about the same amount of money left when the bills are paid. I’m a saver and like to spend my extra on things you can see. I can make a big purchase and not have to ask him for a dime and I don’t. He spends his he second it’s in his hands. He’s broke before payday. I **** going shopping because everytime I buy something he complains that I didn’t buy him anything or wines about it, or tells me I shouldn’t have bought it or finds something that he wants and asks me to buy it for him. If I don’t get it (most of the time I won’t), he gets upset and acts like a baby. I tell him all the time, he chose to spend his money on what he wants (mostly alcohol) and I spend mine on what I want. Clothes, jewelry, exercise machine, to name a few things. Am I being selfish?

Another thing is, he will lie about what he makes so he will give me less money. I caught him a few times lying and he will end up giving me what he was suppose to. If he is out of work, due to not having anything to do at his job, I take over the bills and groceries with no problem. At that time, I don’t have any extra money. I do this with no complaints. So why does he not want to hold to his end of the deal or lie about his checks. I have never in the eight years we have been together not worked for a few weeks or months at a time like he has. I always have a steady job and a steady pay check.

I want to buy a house one day, but he is unwilling to get a savings account to contribute to and save the money. So I have one, but can’t tell him because he will find something to spend it on. Am I wrong?

It’s like he’s jeolous, but he has the same opportunities I have. I helped him buy two cars, which are both gone because he wouldn’t keep insurance on them. I helped him get one out the pound for that reason. He has never helped me get a car. I keep all of my insurance and car payments up on mine. He won’t help with the car note because he said it’s mine. But he want’s to drive it. I have no problem with him not paying, it just means I don’t have to let him drive it. Am I wrong?

I can go on and on, but I’m afraid nobody will read til the end. Please give me some advise.

Jamaal